Home BlogsWhat Is the Point Spread in NFL Betting? Explained for Beginners
Jalen Hurts | What Is the Point Spread in NFL Betting? Explained for Beginners

What Is the Point Spread in NFL Betting? Explained for Beginners

by IBT Media Staff

If you have ever looked at NFL odds that confused you a bit, you’re not alone. However, the point spread is an easily understandable concept that needs some thinking to be comprehended well. Once you understand the concept, your views on games will be totally different.

In general, the point spread evens things up between two sides competing against each other. Looking at the NFL, where many wagers are made, betting establishments require a system that would equally attract both sides.

NFL Betting CTA

What Is the Point Spread in NFL Betting? Explained for Beginners

Understanding the Concept

Here is an explanation of what the point spread is in NFL betting: the point spread refers to the number of points by which one side is predicted to win over the other. The favorites and underdogs are identified accordingly.

Example:

  • Kansas City Chiefs -3.5
  • Philadelphia Eagles +3.5

What does it mean?

  • It means that the Chiefs will need to win over the Eagles by more than 3.5 points.
  • The Eagles need either to win outright or lose by less than 3.5 points

There are no ties due to the presence of the decimal point. This “.5” value is more important than people tend to think at the beginning.

When betting on the NFL, you will sometimes find matchups with mismatches and very large spreads, and other times find narrow margins.

How Does the NFL Points Spread Work?

The easiest way for you to understand it is:

  • For the favorite team (-): The winning score must be greater than the spread.
  • For the underdog team (+): The winner must either be by less than the spread.

Let’s take a look at an actual game:

Spread: San Francisco 49ers -2.5 vs. Cincinnati Bengals +2.5

  • If the 49ers win by 3 or more → favorite bet wins
  • If the 49ers win by exactly 2 → underdog bet wins
  • If the Bengals win outright → underdog bet wins

That is it. No hidden rules, just the margin.

Still, the nuance shows up in how bettors interpret the number. A spread of -2.5 versus -3 can shift millions of dollars. That half-point is often the difference between winning and losing bets.

What Does +/- Mean for the Spread?

The plus and minus signs in NFL gambling are where most beginners get tripped up.

  • Minus (-) = Favorite
  • Plus (+) = Underdog

It does not mean better or worse. It just tells you how many points are being “given” or “received.”

Think of it like a head start:

  • The underdog starts with extra points
  • The favorite starts behind and has to catch up

So when you see:

  • Dallas Cowboys -4
  • Miami Dolphins +4

Dallas needs to win by more than 4. Miami can lose by 3 or fewer, or win outright. That is the entire mechanism behind spread betting.

Why the Point Spread Matters in NFL Betting

The NFL is one of the most popular sports to bet on in the US. As a result, sports betting shops make line adjustments frequently.

The spread becomes a reflection of:

  • Team performance throughout the season
  • Injury reports
  • Public betting trends
  • Sharp (professional) money

Because of that, the number itself tells a story.

For example:

  • A spread under 3 → teams are viewed as evenly matched
  • A spread above 6 → one team is clearly favored

That is why many bettors will be watching the movement on lines before kickoff. A team that is going from – 2.5 to -4 is indicative of strong betting action.

For a more comprehensive look at how to handle your wagering strategy in a big-game situations, check out the BetUS Super Bowl betting guide.

What Does +700 NFL Odds Mean?

Now we shift slightly from spreads to odds, but they often appear together.

+700 is not a spread. It is moneyline odds.

Here is what it means:

  • A $100 bet wins $700 if successful
  • The team is considered an underdog

Compare that to:

  • -150 odds → you must bet $150 to win $100

So:

  • Positive (+) = bigger payout, less likely outcome
  • Negative (-) = smaller payout, more likely outcome

Spread betting and moneyline betting are common choices in NFL betting. Spreads can be more conservative bets, whereas moneyline betting offers higher rewards.

Common Beginner Mistakes With the Spread

Even experienced bettors slip on these:

  1. Ignoring the half-point: That .5 exists for a reason. It removes pushes and forces a decision.
  2. Betting favorites blindly: Favorites feel safer. They are not. The spread is designed to make both sides equal.
  3. Overreacting to hype: NFL betting attracts casual money. Lines can shift because of public sentiment, not just data.
  4. Not checking line movement: A spread is not static. It changes leading up to kickoff.

Who Is Favored To Win the NFL?

This question changes constantly. Favorites are not locked in months ahead. Odds shift based on:

  • Playoff performances
  • Quarterback health
  • Defensive matchups
  • Public betting volume

Typically, sportsbooks release early odds right after the conference championships. From there, the spread moves up until kickoff.

So when people ask, “Who is favored to win the NFL?” what they really mean is: what does the latest spread say?

The answer is always tied to that number.

IBT Football Family 2026 Update


Thanks for reading our article on “What Is the Point Spread in NFL Betting? Explained for Beginners.” You can find more articles like this here on our website or on our YouTube channel.

*Photo Credit: Mark Konezny – USA TODAY Sports*

You may also like